借款10万元三年期还款计划
等额本息还款法
每月还款金额：3,141.89元
详细还款计划：
| 期数 | 本金（元） | 利息（元） | 剩余本金（元） |
|---|---|---|---|
| 1 | 2,592.59 | 549.30 | 97,407.41 |
| 2 | 2,638.91 | 502.98 | 94,768.50 |
| 3 | 2,686.14 | 455.75 | 92,082.36 |
| 4 | 2,734.31 | 406.58 | 89,348.05 |
| 5 | 2,783.44 | 355.45 | 86,564.61 |
| 6 | 2,833.54 | 302.35 | 83,731.07 |
| 7 | 2,884.63 | 248.26 | 80,846.44 |
| 8 | 2,936.74 | 192.15 | 77,909.70 |
| 9 | 2,989.88 | 133.01 | 74,919.82 |
| 10 | 3,044.08 | 70.81 | 71,875.74 |
| 11 | 3,099.36 | 42.53 | 68,776.38 |
| 12 | 3,155.74 | 13.15 | 65,620.64 |
| 13 | 3,213.24 | 0.00 | 62,407.40 |
| 总计 | 100,000.00 | 16,188.81 | - |
等额本金还款法
每月还款金额：首月3,544.90元，次月后每月3,044.90元
详细还款计划：
| 期数 | 本金（元） | 利息（元） | 剩余本金（元） |
|---|---|---|---|
| 1 | 3,544.90 | 455.10 | 96,455.10 |
| 2 | 3,044.90 | 447.12 | 93,410.20 |
| 3 | 3,044.90 | 438.10 | 90,365.30 |
| 4 | 3,044.90 | 428.07 | 87,320.40 |
| 5 | 3,044.90 | 417.05 | 84,275.50 |
| 6 | 3,044.90 | 405.03 | 81,230.60 |
| 7 | 3,044.90 | 392.01 | 78,185.70 |
| 8 | 3,044.90 | 377.99 | 75,140.80 |
| 9 | 3,044.90 | 362.98 | 72,095.90 |
| 10 | 3,044.90 | 347.01 | 69,051.00 |
| 11 | 3,044.90 | 330.05 | 66,006.10 |
| 12 | 3,044.90 | 312.10 | 62,961.20 |
| 13 | 3,044.90 | 293.17 | 59,916.30 |
| 14 | 3,044.90 | 273.26 | 56,871.40 |
| 15 | 3,044.90 | 252.39 | 53,826.50 |
| 16 | 3,044.90 | 230.56 | 50,781.60 |
| 17 | 3,044.90 | 207.78 | 47,736.70 |
| 18 | 3,044.90 | 184.05 | 44,691.80 |
| 19 | 3,044.90 | 159.39 | 41,646.90 |
| 20 | 3,044.90 | 133.82 | 38,602.00 |
| 21 | 3,044.90 | 107.37 | 35,557.10 |
| 22 | 3,044.90 | 80.06 | 32,512.20 |
| 23 | 3,044.90 | 51.93 | 29,467.30 |
| 24 | 3,044.90 | 22.99 | 26,422.40 |
| 25 | 3,044.90 | 3.22 | 23,377.50 |
| 26 | 3,044.90 | 0.00 | 20,332.60 |
| 27 | 3,044.90 | 0.00 | 17,287.70 |
| 28 | 3,044.90 | 0.00 | 14,242.80 |
| 29 | 3,044.90 | 0.00 | 11,197.90 |
| 30 | 3,044.90 | 0.00 | 8,153.00 |
| 31 | 3,044.90 | 0.00 | 5,108.10 |
| 32 | 3,044.90 | 0.00 | 2,063.20 |
| 33 | 2,063.20 | 0.00 | - |
| 总计 | 100,000.00 | 16,188.81 | - |